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Free PDF Quiz 2025 High-quality Real Estate Guide New-Jersey-Real-Estate-Salesperson Torrent

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Real Estate New Jersey Real Estate Salesperson Exam Sample Questions (Q36-Q41):

NEW QUESTION # 36
A buyer's agent is NOT permitted to tell a buyer that:

A. the roof leaked recently but was patched by the owner
B. the seller is willing to accept less than the listing price because of financial circumstances
C. the property was the scene of a serious crime
D. a former occupant of a property had AIDS

Answer: D

Explanation:
Under federal Fair Housing Law (1988 Amendments) and NJ Law Against Discrimination:
Licensees are prohibited from disclosing that a property was occupied by someone with HIV/AIDS. Such disclosure is considered discrimination against persons with disabilities.
Material defects (e.g., roof leaks) must be disclosed.
Stigmatized property issues (e.g., crime scenes) do not legally require disclosure in NJ, but agents may discuss if asked.
Disclosing the seller's willingness to accept less is allowed only with the seller's consent.
Correct prohibited disclosure = B.
Reference: Fair Housing Amendments Act (1988); NJ Law Against Discrimination; NJ Real Estate Salesperson Study Guide, Chapter on Fair Housing and Disclosure.

NEW QUESTION # 37
Limiting the neighborhoods in which a licensee shows houses because of a buyer's race is:

A. redlining
B. steering
C. blockbusting
D. puffing

Answer: B

Explanation:
Steering = Directing or discouraging buyers from certain neighborhoods based on race, religion, or other protected classes. This violates the Federal Fair Housing Act.
Blockbusting = Inducing owners to sell by suggesting a protected class moving into the neighborhood will lower values.
Redlining = Refusing loans or insurance in certain neighborhoods.
Puffing = Exaggerated sales talk, not discriminatory.
Therefore, the action described = steering.
Reference: Federal Fair Housing Act (1968, as amended); NJ Real Estate Salesperson Study Guide, Chapter on Fair Housing Practices.

NEW QUESTION # 38
A public utility company is installing power lines across several counties. Will the utility company be more likely to be granted an easement appurtenant or an easement in gross?

A. easement in gross because it allows the holder of the easement to eventually gain title to the encumbered property
B. easement in gross because it does not require ownership of real property adjacent to the property that is subject to the easement
C. easement appurtenant because it cannot be extinguished by merger of the dominant and servient tenements
D. easement appurtenant because it cannot run with the land

Answer: B

Explanation:
An easement in gross benefits a person or entity, rather than another parcel of land. Unlike an easement appurtenant, which requires a dominant and servient estate (two adjoining parcels), an easement in gross does not require ownership of adjacent property.
Utility companies (electric, gas, water, sewer, cable) typically hold easements in gross, allowing them to install and maintain lines across multiple properties. The easement is granted to the utility company, not to a neighboring landowner.
Therefore, the correct answer is C.
Reference: NJ Real Estate Salesperson Pre-Licensure Course Guide, Chapter on Interests in Real Estate (Easements); NJ Property Law principles on easements.

NEW QUESTION # 39
A broker maintains a real estate agency and terminated two salespersons. In this situation, the broker is REQUIRED to take all the following actions with regard to these two salespersons EXCEPT:

A. abide by the post-termination compensation clause contained in their employment agreements or provide a written explanation for not doing so.
B. permit them to remove original sales or listing contracts from the broker's office.
C. provide each with a written accounting of all monies due each salesperson.
D. pay any undisputed compensation due within ten days of the broker's receipt of such funds.

Answer: B

Explanation:
According to NJREC Rules and Regulations (N.J.A.C. 11:5-4.1) and the Broker-Salesperson employment agreement requirements:
Brokers must provide a full written accounting of monies due.
Any undisputed commission due must be paid within 10 business days of the broker receiving the funds.
The broker must honor the compensation provisions of the terminated salesperson's written employment agreement.
However, salespersons are not permitted to remove original sales or listing contracts, which remain the property of the broker.
Therefore, the action the broker is NOT required to take is B.
Reference: NJREC Rules and Regulations, N.J.A.C. 11:5-4.1 (Employment Agreements and Compensation).

NEW QUESTION # 40
A lender may add 1/12th of the estimated cost of the annual property taxes and hazard insurance on the mortgaged property to the monthly loan payment for deposit in:

A. a margin account
B. an impound, escrow, or reserve account
C. a PMI account
D. an adjustment account

Answer: B

Explanation:
Lenders often require borrowers to pay 1/12th of annual taxes and insurance each month into an escrow (impound or reserve) account.
The lender then pays property taxes and insurance premiums when due.
PMI accounts relate to mortgage insurance, not taxes/insurance.
Margin and adjustment accounts relate to investment or adjustable-rate loans.
Correct answer = C.
Reference: NJ Real Estate Salesperson Study Guide, Chapter on Financing and Escrow Accounts.

NEW QUESTION # 41
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